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Harris & Hilton, P.A. represents clients
in the acquisition, construction, financing, leasing,
and disposition of real estate. Whether you are buying
or selling a house, condominium or townhouse, our goal
is to make the transaction smooth and worry free while
protecting your interest. We accomplish this by working
closely with your realtor, lender and other professionals
that you have retained, and also by being available
to answer any questions that you may have along the
way. Additionally, because our real estate practice
is fully integrated with the related disciplines of
land use, construction contracts, municipal approvals,
real estate financing and contract disputes, this unique
blend of talent and experience ensures that we can address
and manage every aspect of our clients' real estate
transaction.
The purchase and sale of a home is one of the biggest
investments and transactions that you may ever enter
into. This process starts with the negotiation and execution
of a written contract for the property. During this
process, we are available to counsel clients any answer
any questions they have concerning the terms, nature
and conditions of the contract. After the parties have
entered into a written contract, we perform a title
examination on the property to determine if the seller
has good title to convey and whether such title is subject
to any liens and/or encumbrances. As part of the title
examination process, we assist in discovering and resolving
any title issues that may be discovered which may include,
without limitation, the following:
- Lost heirs, which are people who are not accounted
for at time property was probated
- Outstanding mortgages which are of record and must
be cancelled prior to the client's purchase of the
property
- Liens on the property, such as tax liens, mechanics'
liens, and health care liens
- Litigation actions and attachments
All title issues must be resolved prior to closing
so the seller can deliver a clear title to the buyer
at the time of closing.
In addition to the title examination, we will review
your survey to ascertain whether there are any encroachments
onto the property such as a fence or driveway. Finally,
we work closely with your lender to establish a time
and date for the closing and to make sure your lender
has everything needed to finalize the loan documents.
The loan documents are then forwarded to our office
where we review and prepare the documents for execution
along with a final settlement statement. The closing
itself normally takes about an hour to review, explain
and execute all of the documents.
For questions or assistance in scheduling a closing,
please contact Julie at 919.848.6164 or email joday@hfhlaw.com.
Click here for Residential Closing Request and Information form for Seller
Click here for Residential Closing Request and Information form for Buyer |
